A cash advance for your business is simple, convenient, and hassle free. The most frequently asked questions about this program are listed below. If you don't find the answer you're looking for, please feel free to contact us.

How much of an advance can I qualify for?

The amount you can qualify for is based upon your average credit card volume, your past business history and meeting other simple requirements.

How do I repay my cash advance?

The funds advanced to you are repaid daily based on a set percentage of your Visa/Mastercard volume and it's done automatically at the time a customer makes a retail purchase - right at the moment a Visa or MasterCard is swiped.

Is this a loan?

No. A cash advance for your business is not a loan in any way and our partners are not banks or traditional lending institutions. Money is advanced based on a revolutionary method to finance your business operations. There are no loan payments books or dealing with people that do not understand your business. There are no hassles of dealing with banks and being subject to their strict qualification requirements. A cash advance is based on your future credit card sales. A percentage of these sales is automatically deducted from each transaction to pay back the funds advanced to you. You can monitor this activity with printed statements and on the Web if you desire. The program is simple, straightforward, and easy to implement.

What are the fees?

The fees can range from $1.25 to $1.50. This means that a merchant repays between $1.25 to $1.50 for every dollar received and is based upon acceptable credit, length of time in business, length of lease, monthly Visa/MasterCard volume, average monthly sales volume and past business history.

What are the benefits of the cash advance program?

• No upfront fees or closing costs
• Easy payback process - no fixed payments
• Fast funding, in as little as 1-2 weeks
• Approvals within 24-48 hours
• Builds business credit
• No financials required

What can I use the money for?

• Remodeling
• Expansion
• Marketing
• New Equipment
• Payroll
• Inventory
• Emergencies
• Partner Buyouts

Will I need to change credit card processors?

You will most likely need to change to a preferred processor that will meet or beat your present processing rates. The transition will be seamless.

Will my personal credit need to be reviewed prior to a cash advance approval?

Our partners use a business-friendly scoring system that blends general economic data, business and guarantor information to assess risk. Considering your personal credit is a part of the process.

How long will I have to wait to find out if my cash advance has been approved?

Pre-approval is within 24-48 hours. Funding usually takes 7-14 business days once the required documents are received.

How will I keep track of payments made and balances left on my cash advance?

Our funding partners will provide you with a printed statement and access to a customer portal on the web. You will have all the information you need to keep up to date on your cash advance status.

How do I apply for a cash advance?

There are several ways you can apply for a cash advance. You may complete the Cash Advance Application by clicking on the link below, or you may call our toll free number 1-800-476-3162 and speak with a Funding Advisor.