How to Qualify

Your business must be in one of the following business sectors:

  • Retail
  • Restaurant
  • Service

Minimum Requirements:
(some exceptions may apply)

  • At least 12 Months in Business
  • Physical Commercial Location
  • Provide One Month Bank Statement (Most Recent)
  • Product Rendered at Time of Purchase
  • Accepts Visa/MasterCard as Form of Payment
  • Provide Processing Statements for Previous 6 Months of at Least $4,000 per Month in Visa/MasterCard Sales
  • Must use Credit Card Processor authorized by funding partner (fees to be same or better than current processor rates)
  • Landlord Verification in Good Standing (or current with mortgage)
  • Lease Expiration Greater than 1 Year from Current Date

Exceptions May Apply to Certain Adverse Situations
(depends on severity)

  • Delinquent Personal & Business Credit
  • Unresolved Tax, Creditor, Court Liens
  • Delinquent Lease Obligations

* This is not a loan product